Whether youre a veteran real estate investor or a first time homebuyer, you can expect to provide your loan officer with no shortage of documents. The lender is gathering information needed in order to get your loan file completed and sent over to the underwriting department for an approval. Knowing in advance what your loan officer is sure to a...
Your front yard is the red carpet inviting buyers into the beauty that is your home. If its rugged, messy and unkempt, buyers will take one look and then keep on driving to the next property on their list. Dont let that happen by making your front yard luscious and as amazing as the inside of your home.What areas should you focus on in your fron...
As you or your loved one ages, your home may need to be adapted to accommodate life>Grab BarsInstalling grab bars can significantly decrease falls and injuries. They should be installed where the floor may get wet or transition to a different level. Grab bars should be installed by a professional contractor because they require special reinforce...
We tend to picture retirement one way: seniors leisu>However, many seniors who might be interested in homesteading dont know where to start. Thats why weve put together this guide. We hope these tips help you figure out if homesteading is right for you, and along with insights on the real estate from The Data Advocate help you get started on you...
Your home equity can be a valuable resource to you, depending on your financial situation. Your equity is the interest you have in your home, as the owner. Your equity increases over time in two ways. Equity increases if your property value goes up or if you work toward paying down the balance of your mortgage loan.Equity is the part of your hom...
"CCamp;Rs" is an acronym commonly used in the homeowner association industry. It means "Covenants, Conditions amp; Restrictions." It is used generically for any HOA rule or policy. But its more complicated than that. In the HOA environment, there may be policies, procedures, rules, regulations and resolutions. All are necessary to do the HOA bus...
There are different scenarios where you might be interested in the feasibility of managing an Airbnb remotely.Maybe you have a second home or are considering one that when you arent using it, youd like to rent on Airbnb. This is common. Another scenario might be if you want to travel the world for a while or take a sabbatical, and you want to re...
If you dont already, 2021 should be the year that as a real estate agent, you focus on building your email list.Every agent should collect an email list and maintain it. Its one of the best marketing tools you have available. Email lists and marketing can help you stay in contact with your current clients, build new >With that being said, if you...
When first thinking about buying a home, the type of mortgage you should consider is a bit lower on the priority bar. The first decision is whether or not to buy the home in the first place. Once that decision is made, its time to get your preapproval letter from your mortgage company. Most agents today wont even let you into their car without h...
Ever wonder why some homes sell and others dont? There is no magical fairy dust that can turn a loser of a house into a palace. And, in fact, if there were such a think as magical fairy dust, sprinkling it in your home would make a big mess, and thats a big no-no if you want to sell.Getting your home sold is not all that hard if you stick to the...
1. Cut the Shopping TimeFor those of you who like to have a week of dinners planned out ahead of time, you know how much time grocery shopping for those items takes. You walk into the store with a list of groceries and you wander around the store from one aisle to the next picking up things here and there. It can take an hour or two just finding...
Question: Our HOA has a resident that interferes with vendors. Our landscaper has threatened to quit due to the harassment. The resident has been advised in writing to cease and desist but it continues. Suggestions?Answer: Its not uncommon for certain residents to engage contractors in conversation, usually trying to be sociable or helpful. This...
Most of us were more than happy to say goodbye to 2020, but we could still be spending a fair amount of time at home early on in 2021.With that in mind, the following is a roundup of some of the dcor and design trends that are popular right now.Comfort and Functionality2020 was a year when most of us spent more time at home possibly than ever be...
Where do you go from here?Interest rates are at all-time lows.Pivoting into a new life and life>Working from anywhere, including home, is a viable and valued career option.Home is the new headquarters, representing security and freedom.Life used to be super busy, hyper accelerated. We navigated a continuous stream of must dos, deadlines, and res...
One may or may not be familiar with the term government backed but it might be a bit confusing at first. First, what its not, isnt a guarantee someone is going to get a mortgage because its backed by the federal government. These types of mortgages are differentiated from so-called conventional mortgages. A conventional mortgage is one where the...
What was once written off as a short-term trend has proven to have staying power. And, tiny homes are no longer being associated primarily with millennials, either. There are plenty of stories of families choosing to live leaner. Tiny homes are now increasingly the choice of seniors, as well.Tiny houses can be an attractive option for retirees w...
Whether moving across town or across the country, packing up and moving can be stressful, costly and full of surprises. From shady movers and inaccurate price quotes, to overpacking or not allowing enough time to get the move set up, every step of a move has the potential for mistakes that can make a move a nightmare.These tips will help anyone ...
When the rental income from a prospective unit is 2,000 but the lender tells you they can only use 1,500 of thatwhat gives? That is if youve been a landlord before with at least two years of experience. First time real estate investors can expect to have the new mortgage on the unit be counted 100 against their debt ratios even though theres 2,0...
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